7/8/2017 — rationality
Critical reasoning is the most important skill an individual can master. Logic is the foundation of critical thinking. Logical fallacies are the most commonly found errors in debate. It behooves us, therefore, to be intimately familiar with the forms of logical fallacy so that our faculties are better equipped to properly evaluate logical assertions, both in our own critical thinking and in debate with others.
7/7/2017 — banking
Whether you know it or not, you probably can get away with not having an account at a normal brick-and-mortar bank like Wells Fargo, Chase, or Bank of America. Cut the cord with them just like you did with cable TV, and switch to either an online bank or a credit union.
7/5/2017 — budgeting
An aggregator is a piece of software that takes data from multiple sources and provides centralized access to it. When it comes to personal finance aggregators, Mint has been the best game in town for several years now, despite some stagnation. In fact, Mint.com looks pretty much the same as it did in 2009 when the company was bought by Intuit, the makers of QuickBooks and TurboTax. This is a familiar story: big company sees meteoric rise of upstart innovator, big company buys innovator, innovator cashes out and walks away, big company milks the cash cow for as long as it can while not rocking the boat by making any significant changes. Still, despite the fact that the number of user-visible changes in the last few years can be counted on one hand, no rival has managed to unseat the champion. This is an analysis of how Mint changed the game and why you should be using it, until something better comes along.