Eligibility
If you are single, and your modified adjusted gross income (MAGI) is below $120,000, you can contribute up to the maximum each year. If your income is above $135,000, you cannot contribute to a Roth IRA at all. If your income is between those two numbers, you can make a partial contribution (less than the maximum, calculated according to your exact income).
If married, with a combined income below $189,000, you can contribute up to the maximum each year. If your combined income is above
Benefits
Advanced Strategies